Heritage Insurance Holdings, Inc. (HRTG) Q4 2022 Earnings Call Transcript

Heritage Insurance coverage Holdings, Inc. (NYSE:HRTG) This autumn 2022 Earnings Convention Name March 3, 2023 9:00 AM ET

Firm Individuals

Ernie Garateix – Chief Government Officer

Kirk Lusk – Chief Monetary Officer

Convention Name Individuals

Paul Newsome – Piper Sandler

Mark Hughes – Truist


Good day and welcome to the Heritage Insurance coverage Holdings Fourth Quarter 2022 Earnings Convention Name. [Operator Instructions] Please notice at this time’s occasion is being recorded. I’d now like to show the convention over to Kirk Lusk, Chief Monetary Officer for the corporate. Please go forward, sir.

Kirk Lusk

Good morning and thanks for becoming a member of us at this time. We invite you to go to the Buyers part of our web site, traders.heritagepci.com, the place the earnings launch and our earnings name shall be archived. These supplies can be found for replay or evaluate at your comfort.

At this time’s name might comprise forward-looking statements throughout the which means of the Personal Securities Litigation Reform Act of 1995. These statements are primarily based upon administration’s present expectations and topic to uncertainty and modifications in circumstances. In our earnings press launch and our SEC filings, we element materials dangers which will trigger our future outcomes to vary from our expectations. Our statements are as of at this time and we now have no obligation to replace any forward-looking statements we might make. For an outline of the forward-looking statements and the dangers that might trigger our outcomes to vary materially from these described within the forward-looking statements, please discuss with our annual report on Kind 10-Okay, earnings launch and different SEC filings. Our feedback at this time will even embody non-GAAP monetary measures. The reconciliations of and different info concerning these measures might be present in our press launch.

With me on the decision at this time is Ernie Garateix, our Chief Government Officer. I’ll now flip the decision over to Ernie.

Ernie Garateix